Keeping in line with its vision to facilitate the expansion and development of the gold and jewelry industry, DMCC introduced the Global Multi Commodity Receipt (GMR ) to give its member companies access to trade and commodity financing. GMR is an innovative range of products which include: Dubai Gold Receipt (DGR), Dubai Commodity Receipt (DCR) and International Commodity Receipt  (ICR).

DGR is an electronic vault receipt system that provides members with real-time access to various forms of gold and precious metals, either as bars, scrap, coins and jewelry stored in DMCC approved vaults, in the UAE.

DGR offers financiers the opportunity to transform credit risk into market risk, generate new profit streams, access new sources of finance and attract additional trade participation.

Under the terms of the DGR, members who store precious metal commodity assets in a DMCC-approved warehouse – or who assign control over their goods to an approved Collateral Manager – can be issued a DGR against the value of the precious metal. The member can then use the warehouse receipt to obtain financing from member banks

The unique design of DMCC’s DGR system means that its geographical footprint can extend beyond the country, allowing gold traders resident across the world to access lines of credit from globally-based bankers/financiers, against their gold stored in UAE-based vaults.

DGR transactions are conducted on an electronic, web-based system that ensures real-time efficiency and security. DMCC has established a set legal framework that governs each electronic transaction so that members are provided with the opportunity to trade their goods with increased confidence among a network of approved associates. The system also allows the transfer of title of the DGR to other traders, enabling members to carry out physical deliveries in the UAE against the gold futures contracts traded on the Dubai Gold and Commodities Exchange (DGCX) .

DGCX, a DMCC joint venture initiative, adopted the DGR system in November 2005 for effecting the physical settlements of gold and silver against a futures contract position.

From its inception and till 31 December 2010, GMR has facilitated over AED 1.6bn in financing with over 150 members using the facility.